Tips for Choosing the Top Credit Cards for Your Spending Habits
Tips for Choosing the Top Credit Cards for Your Spending Habits
Blog Article
How to Choose the Most Suitable Credit Cards for Your Spending Habits
Understanding the credit card perks options can be confusing with so many selections available, each offering different offers, benefits, and advantages. We've optimized the process to make it easier to start in less than 5 minutes, with ongoing monitoring so that you are always aware if there are more suitable options for you.
**Evaluating Your Spending Habits**
The first step is to analyze your monthly expenses across different categories such as:
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- Online
- Tap-and-go
- Food and beverage expenses
- Foreign Currency Spend
- Miscellaneous expenses
This information helps us gain insight into your spending patterns and recommend the optimal collection of credit cards based on your spend.
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**Custom Credit Card Recommendations**
Next, our AI-driven platform compares your spending patterns with our repository of credit cards to evaluate the potential rewards you could earn from various credit cards, considering factors like reward rates, caps, and exclusions.
We ensure our database is current of credit card offers from all major banks and financial institutions in Singapore, including miles and cashback cards as well as Sign-up Bonuses.
We also suggest options for further optimization such as only filtering cards by banks or no-fee options for the first year.
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**Ongoing Updates and Suggestions**
Since credit card terms can change over time, our platform keeps track of its recommendations based on your expenses and alerts you of changes needed in your card portfolio to maximize your miles earned. This dynamic approach ensures you always have the optimal selection to maximize your rewards and benefits.
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